Small business
Small business loans fund a wide range of needs: inventory for retail shops near the Roselle Park train station, tenant improvements for storefront renovations, vehicle fleets for service contractors, and bridge capital during seasonal slowdowns. Because we serve as a broker, we match your request to lenders who specialize in your industry and loan size, rather than forcing you into a single product.
Working capital loans smooth uneven revenue cycles. Equipment financing spreads the cost of machinery or technology over its useful life. SBA 7(a) loans offer longer terms and lower down payments for qualified borrowers. Commercial real estate loans help you purchase your business premises along Chestnut Street or elsewhere in the borough. Invoice factoring converts unpaid receivables into immediate operating cash.
Navigating lender requirements alone consumes time most owners don't have. Swallowgate Lending Group pre-qualifies your scenario, assembles your financial package, and presents it to lenders who actively fund businesses like yours. We explain each program's structure in plain language, compare terms side by side, and stay with you from initial inquiry through closing.
Our office at 200-226 Williamson St in Elizabeth is a short drive down Routes 1 & 9 from Roselle Park, and we understand the mix of light manufacturing, professional services, and neighborhood retail that defines the local economy. Whether you're expanding a contracting business or opening a second location, we tailor the broker process to your timeline and documentation readiness.
How it works
First, we discuss your funding goal, current revenue, and how you plan to deploy the capital. Next, we identify two or three loan programs that align with your profile and gather the financial documents lenders require. Then we submit your package, negotiate on your behalf, and coordinate the closing steps. Throughout, you have a single point of contact who answers questions in real time.
Learn more about business financing options across Roselle Park or call (908) 201-4117 to start a no-obligation conversation.
Common questions
Why Elizabeth owners trust Swallowgate Lending Group
Talk to a local advisor and get matched to the right program, no obligation.